Following three cash rate cuts so far this year, the lending and borrowing environment in Australia has changed drastically. As a result, more and more borrowers are breaking out of ‘mortgage prison’ and refinancing their home loans to more competitive options. If you’ve been trapped with the same lender for some time, you may be able to break free and find a more suitable home loan elsewhere. What is mortgage prison? While there are no barred windows, high walls or guard tow

Global events can feel distant from everyday decisions like buying a home or reviewing a mortgage. However, international uncertainty, including geopolitical conflict and economic volatility, continues to influence Australia’s lending and property landscape in subtle but important ways. Understanding these connections can help borrowers make more confident, informed choices. Interest Rates and Inflation Don’t Exist in a Vacuum Global instability has contributed to higher ener

The latest data from the Australian Bureau of Statistics shows the monthly Consumer Price Index (CPI) rose 1.9 per cent in the 12 months...