Why Speaking With a Broker Early Matters Selling a home is one of the most significant financial decisions many Australians will make, and the steps you take before  your property hits the market can dramatically influence your outcome. Preparation isn’t just about styling or photography,  it begins much earlier, with a clear understanding of your financial position, your property’s true value, and your strategy for what comes next. Selling your home isn’t just a real estate

Why It’s Costing Us Time, Money — and Driving Property Prices Higher  by Mark Daniels New research based on ABS and Census data, combined with congestion modelling by iSelect, reveals how much time Australians are losing in traffic across the nation’s 11 largest cities.  The Real Cost of Traffic  — and How It Shapes Property Demand Traffic isn’t just frustrating — it’s expensive. New research shows the average Australian driver now loses 2 days and 11 hours every year sitting

How It Helps First‑Home Buyers in 2026 The First Home Super Saver Scheme (FHSSS)  is a federal initiative designed to help Australians save for their first home faster and more tax‑effectively  by using the superannuation system. Introduced in 2017, the program remains an important part of the national first‑home buyer toolkit in 2026. What the FHSSS Allows You to Do The scheme lets eligible first‑home buyers make voluntary contributions  into their super fund — and later wit

What First‑Home Buyers Need to Know in 2026 The Home Guarantee Scheme (HGS)  is Australia’s flagship federal program  helping eligible buyers enter the property market with a smaller deposit and no Lenders Mortgage Insurance (LMI) . It has become one of the most widely used pathways into home ownership, especially after major reforms took effect from 1 October 2025 . What the HGS Offers The HGS allows qualifying buyers to purchase a home with: As little as 5% deposit , and No

How Australia’s Nationwide Program Works in 2026 The First Home Owner Grant (FHOG)  remains one of Australia’s longest‑running and most recognizable forms of first‑home buyer assistance. Although it operates across every state and territory , the specifics — including grant size, eligibility criteria, and property value limits — vary because the scheme is administered at the state/territory level , not federally. What unifies FHOG nationwide is its core purpose: to help first

Small Choices With Big, Compounding Impacts Australia’s mortgage landscape in 2026 continues to be shaped by high household debt, easing but still elevated interest rates, strong demand from first‑home buyers, and APRA’s firm stance on lending discipline. Against this backdrop, the structure of your home loan — from whether your lender offers a true  offset account to how you choose between principal & interest (P&I)  and interest‑only (IO)  — can meaningfully influence borro

The Australian Government’s Help to Buy scheme is now open, giving more Australians the chance to step into home ownership sooner. With just a minimum 2% deposit, eligible buyers can access support from the Government, which contributes up to 30% of the purchase price for existing homes or 40% for newly built homes. This shared equity initiative helps bridge the gap between what you can borrow and the home that meets your needs, making your savings go further. With 10,000 pla

Nothing compares to that feeling of buying your first home. If you’re planning a 2026 property purchase, saving the deposit is often one of the biggest hurdles. Careful planning and perseverance can play a role in working towards this goal. Here are some tips to help you work towards your savings target. Set a savings goal The first step is to work out how much you’ll need for your deposit. Check out what properties in your preferred suburbs are selling for, and from there, y

Property investment looks different for everyone, with no single approach suiting every situation. As market conditions, lending rules and affordability, continue to change, planning and preparation are becoming an increasingly important part of the conversation for investors. With a new year underway, many property investors are reviewing their goals and plans for the months ahead. Whether you already own an investment property or you are planning your first purchase in 2026

Dream Escape or  a Decision Worth Rethinking? By Mark Daniels, Lifestyle & Property Feature  When most people think about investing, their mind goes straight to shares, ETFs, or w hatever the market’s doing that week. But property, especially holiday homes, can be a genuine alternative for long‑term returns. Buying a holiday home sounds great on paper, a dream many of us have — sun, space, and a spot that’s yours whenever you need to escape. But the reality? It’s a mix of dr

Buying your first home is exciting.... and overwhelming. From understanding your budget to navigating government grants, there’s a lot to consider. That’s why we’ve created the First Home Buyers Cheat Sheet, a free resource designed to make your journey easier. What's inside? Budgeting Basics Learn how to calculate your income vs expenses and determine what you can afford. Deposit Tips Find out how much you need and why a bigger deposit can save you thousands. Loan Insights U

Spring often brings a sense of renewal, making it a great time to think about whether your current home still suits your lifestyle. As...

If you’re planning to buy your first home this spring, you’re not alone. It’s one of the busiest times in the property market, with more...

From more affordable price points to higher rental yields, buying an investment property interstate can open up fresh opportunities. Here...

National property values have risen for six consecutive months, while the cash rate has dropped to 3.6 per cent – its lowest since April...

The highly anticipated expansion of the Home Guarantee Scheme has potenitally been brought forward to now begin 1 October 2025, with new...

The Reserve Bank of Australia has announced a rate drop of 0.25% today. This newsletter will guide you through what the rate cut will...

At the moment, borrowing capacity has been reducing for new borrowers. So those first home buyers trying to get into the market or...

The end of the financial year has arrived, but the property market is sizzling across the nation. Property prices rose across all capital...

The latest data from the Australian Bureau of Statistics shows the monthly Consumer Price Index (CPI) rose 1.9 per cent in the 12 months...