Is now the time to refinance your home loan?

National property values have risen for six consecutive months, while the cash rate has dropped to 3.6 per cent – its lowest since April 2023. Here’s what this could mean as we head into the busy spring buying season.

With inflation easing and the RBA cutting the cash rate three times this year, lenders are sharpening their offers to attract borrowers. Refinancing could help you access competitive rates or features that align with your financial goals. Here are a few points to consider before making a move.