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What to Do Before Selling Your Home
Why Speaking With a Broker Early Matters Selling a home is one of the most significant financial decisions many Australians will make, and the steps you take before your property hits the market can dramatically influence your outcome. Preparation isn’t just about styling or photography, it begins much earlier, with a clear understanding of your financial position, your property’s true value, and your strategy for what comes next. Selling your home isn’t just a real estate
Feb 273 min read


First Home Super Saver Scheme (FHSSS)
How It Helps First‑Home Buyers in 2026 The First Home Super Saver Scheme (FHSSS) is a federal initiative designed to help Australians save for their first home faster and more tax‑effectively by using the superannuation system. Introduced in 2017, the program remains an important part of the national first‑home buyer toolkit in 2026. What the FHSSS Allows You to Do The scheme lets eligible first‑home buyers make voluntary contributions into their super fund — and later wit
Feb 162 min read


Home Guarantee Scheme (HGS)
What First‑Home Buyers Need to Know in 2026 The Home Guarantee Scheme (HGS) is Australia’s flagship federal program helping eligible buyers enter the property market with a smaller deposit and no Lenders Mortgage Insurance (LMI) . It has become one of the most widely used pathways into home ownership, especially after major reforms took effect from 1 October 2025 . What the HGS Offers The HGS allows qualifying buyers to purchase a home with: As little as 5% deposit , and No
Feb 162 min read


The First Home Owner Grant (FHOG)
How Australia’s Nationwide Program Works in 2026 The First Home Owner Grant (FHOG) remains one of Australia’s longest‑running and most recognizable forms of first‑home buyer assistance. Although it operates across every state and territory , the specifics — including grant size, eligibility criteria, and property value limits — vary because the scheme is administered at the state/territory level , not federally. What unifies FHOG nationwide is its core purpose: to help first
Feb 163 min read


MPMFS | Your budgeting guide to buying your first home
Nothing compares to that feeling of buying your first home. If you’re planning a 2026 property purchase, saving the deposit is often one of the biggest hurdles. Careful planning and perseverance can play a role in working towards this goal. Here are some tips to help you work towards your savings target. Set a savings goal The first step is to work out how much you’ll need for your deposit. Check out what properties in your preferred suburbs are selling for, and from there, y
Jan 293 min read
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